The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 7 points (71 → 64), mostly because the loan quality component weakened by 44 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Kansas

Yes. KS StateBank is an FDIC-insured institution (FDIC certificate #19899). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.8% of deposits ($473.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.97%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

KS StateBank lists 4 offices in 4 cities across 2 states. Most locations:

• Junction City, KS (1)
• Manhattan, KS (1)
• Phoenix, AZ (1)
• Wichita, KS (1)

All branch addresses and map

In 2025, KS StateBank reported 367 home-loan applications under HMDA (LEI 549300Z6EE8DBBFUW487): 313 originated ($150,425,000 total), 13 denied, and 15 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

KS StateBank

Former names

Kansas State Bank of Manhattan

Type

State-chartered bank

FDIC certificate #

19899

RSSD ID

160959

Primary regulator

FDIC

Holding company

Manhattan Banking Corp

Established

January 21, 1969

Headquarters

1010 Westloop Pl, Manhattan, KS 66502

Website

ksstate.bank

Employees

186