Side-by-side · Q2 2026 data
Encompass Federal Credit Union vs Diamond Valley Federal Credit Union
Credit union
Diamond Valley Federal Credit Union
Evansville, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Encompass Federal Credit Union | Diamond Valley Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 78 (stronger) |
| Capital cushion | 44 | 79 (stronger) |
| Loan quality | 47 | 76 (stronger) |
| Earnings | 49 | 53 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 71 | 94 (stronger) |
| Peer percentile | 8th | 74th |
| Total assets | $240.7M | $178.8M |
| Deposits / shares | $216.9M | $154.8M |
| Capital ratio | 9.36% | 12.93% (stronger) |
| Problem loans | 1.60% | 0.72% (stronger) |
| Net charge-offs | 1.37% | 0.84% (stronger) |
| Return on assets | 0.71% | 0.83% (stronger) |
| Loans ÷ deposits | 93.7% | 42.1% (stronger) |
| Uninsured deposits | 11.9% | 3.2% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 3.1% |
Diamond Valley Federal Credit Union has the higher TellerScore (78 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Encompass Federal Credit Union leads on 0 and Diamond Valley Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.