Side-by-side · Q2 2026 data
Energy One Federal Credit Union vs Okunity Federal Credit Union
Metric by metric
| Measure | Energy One Federal Credit Union | Okunity Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 72 (stronger) |
| Capital cushion | 63 | 73 (stronger) |
| Loan quality | 41 | 84 (stronger) |
| Earnings | 54 (stronger) | 48 |
| Funding & liquidity | 90 (stronger) | 66 |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 26th | 57th |
| Total assets | $300.7M | $214.7M |
| Deposits / shares | $245.4M | $175.6M |
| Capital ratio | 11.28% | 12.33% (stronger) |
| Problem loans | 1.76% | 0.48% (stronger) |
| Net charge-offs | 0.57% | 0.42% (stronger) |
| Return on assets | 0.84% (stronger) | 0.71% |
| Loans ÷ deposits | 65.3% (stronger) | 93.9% |
| Uninsured deposits | 19.7% | 5.0% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Okunity Federal Credit Union has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Energy One Federal Credit Union leads on 2 and Okunity Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.