The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 62).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Oklahoma

Yes. Energy One Federal Credit Union is a federally insured credit union (NCUA charter #256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 19.7% of shares and deposits ($48.3M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.28%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Energy One Federal Credit Union lists 7 offices in 4 cities across 2 states. Most locations:

• Tulsa, OK (3)
• Houston, TX (2)
• Broken Arrow, OK (1)
• Dallas, TX (1)

All branch addresses and map

In 2025, Energy One Federal Credit Union reported 41 home-loan applications under HMDA (LEI 54930013MXTMNAENKY84): 37 originated ($8,635,000 total), 1 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Energy One Federal Credit Union

Type

Federal credit union

NCUA charter #

256

RSSD ID

28170

Primary regulator

NCUA

Established

1935

Headquarters

PO Box 701107, Tulsa, OK 74170

Employees

49