Side-by-side · Q2 2026 data
Energy One Federal Credit Union vs Red Crown Federal Credit Union
Metric by metric
| Measure | Energy One Federal Credit Union | Red Crown Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 66 (stronger) |
| Capital cushion | 63 (stronger) | 57 |
| Loan quality | 41 | 86 (stronger) |
| Earnings | 54 (stronger) | 26 |
| Funding & liquidity | 90 (stronger) | 88 |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 26th | 37th |
| Total assets | $300.7M | $256.7M |
| Deposits / shares | $245.4M | $214.9M |
| Capital ratio | 11.28% (stronger) | 10.73% |
| Problem loans | 1.76% | 0.41% (stronger) |
| Net charge-offs | 0.57% | 0.45% (stronger) |
| Return on assets | 0.84% (stronger) | 0.15% |
| Loans ÷ deposits | 65.3% (stronger) | 72.0% |
| Uninsured deposits | 19.7% | 4.0% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Red Crown Federal Credit Union has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Energy One Federal Credit Union leads on 3 and Red Crown Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.