Side-by-side · Q2 2026 data
Enlighten Federal Credit Union vs Gateway Credit Union
Credit union
Enlighten Federal Credit Union
Jackson, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Enlighten Federal Credit Union | Gateway Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 60 |
| Capital cushion | 93 (stronger) | 34 |
| Loan quality | 77 | 77 |
| Earnings | 63 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 77th | 22nd |
| Total assets | $16.8M | $16.3M |
| Deposits / shares | $14.3M | $14.8M |
| Capital ratio | 14.29% (stronger) | 8.41% |
| Problem loans | 0.69% (stronger) | 0.70% |
| Net charge-offs | 0.13% (stronger) | 0.78% |
| Return on assets | 1.07% (stronger) | 0.51% |
| Loans ÷ deposits | 20.3% (stronger) | 67.7% |
| Uninsured deposits | 5.4% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Enlighten Federal Credit Union has the higher TellerScore (85 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Enlighten Federal Credit Union leads on 6 and Gateway Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.