Side-by-side · Q2 2026 data
Ep Federal Credit Union vs Afl Cio Employees Federal Credit Union
Credit union
Ep Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Credit union
Afl Cio Employees Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Metric by metric
| Measure | Ep Federal Credit Union | Afl Cio Employees Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 61 (stronger) |
| Capital cushion | 36 | 74 (stronger) |
| Loan quality | 60 | 71 (stronger) |
| Earnings | 37 (stronger) | 8 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 85 | 89 (stronger) |
| Peer percentile | 17th | 23rd |
| Total assets | $71.5M | $48.4M |
| Deposits / shares | $66.1M | $42.6M |
| Capital ratio | 8.56% | 12.45% (stronger) |
| Problem loans | 1.20% | 0.86% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.56% |
| Return on assets | 0.43% (stronger) | -0.31% |
| Loans ÷ deposits | 59.0% (stronger) | 88.8% |
| Uninsured deposits | 3.2% (stronger) | 6.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.7% |
Afl Cio Employees Federal Credit Union has the higher TellerScore (61 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ep Federal Credit Union leads on 4 and Afl Cio Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.