TellerScore

Headquartered in Washington, District of Columbia, Afl Cio Employees Federal Credit Union is a federal credit union with $48.4M in total assets and $42.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1952.

Afl Cio Employees Federal Credit Union has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 23% of its 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 14th. Problem-loan coverage contributes the most (89/100, 5.4%); earnings contributes the least (8/100, -0.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Net worth ratio: 12.45%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.86%
Earnings8/100
Return on assets (annualized): -0.31%
Funding & liquidity71/100
Loans ÷ shares: 88.8% · 6.7% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.39%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 19 points (42 → 61), mostly because the loan quality component improved by 71 points.

TellerScore
425466Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202465
Q4 202444
Q1 202542
Q2 202542
Q3 202548
Q4 202545
Q1 202658
Q2 202661
Net worth ratio
7.00%9.82%12.65%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.98%
Q3 202412.08%
Q4 202412.41%
Q1 202512.21%
Q2 202512.65%
Q3 202512.33%
Q4 202512.46%
Q1 202612.34%
Q2 202612.45%
Delinquent loans (60+ days)
0.82%2.49%4.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.82%
Q3 20240.90%
Q4 20243.55%
Q1 20253.49%
Q2 20254.17%
Q3 20252.43%
Q4 20252.70%
Q1 20261.53%
Q2 20260.86%
Return on assets
-0.31%0.02%0.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.35%
Q3 20240.33%
Q4 20240.31%
Q1 20250.03%
Q2 20250.03%
Q3 20250.02%
Q4 2025-0.17%
Q1 20260.08%
Q2 2026-0.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$48.4M12.45%0.86%-0.31%88.8%
Q1 202658$49.5M12.34%1.53%0.08%85.7%
Q4 202545$48.9M12.46%2.70%-0.17%90.3%
Q3 202548$52.7M12.33%2.43%0.02%92.6%
Q2 202542$49.3M12.65%4.17%0.03%92.7%
Q1 202542$51.0M12.21%3.49%0.03%91.1%
Q4 202444$50.2M12.41%3.55%0.31%92.8%
Q3 202465$51.7M12.08%0.90%0.33%90.2%
Q2 202466$51.9M11.98%0.82%0.35%88.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.45%
35th
Problem loans0.86%
44th
Net charge-offs0.56%
25th
Return on assets-0.31%
13th
Loans to deposits88.8%
10th
Uninsured deposits6.7%
14th
Loan-loss reserves0.00%
37th
Texas ratio5.4%
28th

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Deposit insurance

Is my money safe at Afl Cio Employees Federal Credit Union?

Yes. Afl Cio Employees Federal Credit Union is a federally insured credit union (NCUA charter #7992). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.7% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.45%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Afl Cio Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Afl Cio Employees Federal Credit Union reported 24 home-loan applications under HMDA (LEI 5493008LTXJSUQBJKO24): 20 originated ($1,940,000 total), 4 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Afl Cio Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
7992
RSSD ID
486985
Primary regulator
NCUA
Established
1952
Headquarters
555 New Jersey Ave NW, Ste 100, Washington, DC 20001
Employees
11

Quick answers

Afl Cio Employees Federal Credit Union: common questions

Is Afl Cio Employees Federal Credit Union NCUA insured?

Yes. Afl Cio Employees Federal Credit Union is a federally insured credit union (NCUA charter #7992). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Afl Cio Employees Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Afl Cio Employees Federal Credit Union have?

1 office as of the latest NCUA data.

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