Side-by-side · Q2 2026 data
Ep Federal Credit Union vs DC Federal Credit Union
Credit union
Ep Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Credit union
DC Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Metric by metric
| Measure | Ep Federal Credit Union | DC Federal Credit Union |
|---|---|---|
| TellerScore | 57 (stronger) | 52 |
| Capital cushion | 36 | 79 (stronger) |
| Loan quality | 60 (stronger) | 14 |
| Earnings | 37 (stronger) | 24 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 85 (stronger) | 74 |
| Peer percentile | 17th | 11th |
| Total assets | $71.5M | $88.9M |
| Deposits / shares | $66.1M | $74.8M |
| Capital ratio | 8.56% | 12.92% (stronger) |
| Problem loans | 1.20% (stronger) | 2.57% |
| Net charge-offs | 0.31% (stronger) | 1.15% |
| Return on assets | 0.43% (stronger) | 0.10% |
| Loans ÷ deposits | 59.0% (stronger) | 76.9% |
| Uninsured deposits | 3.2% (stronger) | 4.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ep Federal Credit Union has the higher TellerScore (57 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Ep Federal Credit Union leads on 6 and DC Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.