TellerScore

DC Federal Credit Union is a federal credit union headquartered in Washington, District of Columbia, in business for about 72 years. At the end of Q2 2026 it reported $88.9M in total assets and $74.8M in member shares and deposits, with 3 offices.

DC Federal Credit Union has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 11% of its 2,479 credit unions with under $100 million in assets. Among 28 credit unions headquartered in District of Columbia, it ranks 22nd. Funding & liquidity contributes the most (83/100, 77% loans-to-deposits, 4% uninsured); loan quality contributes the least (14/100, 2.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.92%
Loan quality14/100
Loans 60+ days delinquent ÷ total loans: 2.57%
Earnings24/100
Return on assets (annualized): 0.10%
Funding & liquidity83/100
Loans ÷ shares: 76.9% · 4.1% uninsured
Problem-loan coverage74/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 12.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (59 → 52), mostly because the loan quality component weakened by 17 points.

TellerScore
506681Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202463
Q4 202459
Q1 202550
Q2 202559
Q3 202557
Q4 202553
Q1 202653
Q2 202652
Net worth ratio
7.00%10.47%13.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.94%
Q3 202413.37%
Q4 202413.12%
Q1 202512.34%
Q2 202512.49%
Q3 202512.67%
Q4 202512.82%
Q1 202612.66%
Q2 202612.92%
Delinquent loans (60+ days)
1.03%2.00%2.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.03%
Q3 20242.17%
Q4 20242.26%
Q1 20252.97%
Q2 20252.06%
Q3 20252.31%
Q4 20252.70%
Q1 20262.47%
Q2 20262.57%
Return on assets
0.10%0.91%1.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.72%
Q3 20241.01%
Q4 20240.74%
Q1 20250.54%
Q2 20250.54%
Q3 20250.47%
Q4 20250.41%
Q1 20260.10%
Q2 20260.10%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202652$88.9M12.92%2.57%0.10%76.9%
Q1 202653$90.5M12.66%2.47%0.10%76.1%
Q4 202553$89.2M12.82%2.70%0.41%76.8%
Q3 202557$90.1M12.67%2.31%0.47%76.6%
Q2 202559$90.8M12.49%2.06%0.54%76.2%
Q1 202550$90.9M12.34%2.97%0.54%77.5%
Q4 202459$84.6M13.12%2.26%0.74%84.1%
Q3 202463$83.3M13.37%2.17%1.01%86.1%
Q2 202481$80.3M13.94%1.03%1.72%84.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.92%
39th
Problem loans2.57%
15th
Net charge-offs1.15%
12th
Return on assets0.10%
23rd
Loans to deposits76.9%
23rd
Uninsured deposits4.1%
28th
Loan-loss reserves0.00%
37th
Texas ratio12.9%
9th

Similar-size credit unions in District of Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
Ep Federal Credit UnionCredit union Washington, DC57 out of 100, Moderate$71.5M8.6%1.20%vs
District of Columbia Teachers Federal Credit UnionCredit union Washington, DC58 out of 100, Moderate$49.0M9.2%1.42%vs
Afl Cio Employees Federal Credit UnionCredit union Washington, DC61 out of 100, Moderate$48.4M12.4%0.86%vs
Gsa Federal Credit UnionCredit union Washington, DC61 out of 100, Moderate$37.9M7.6%0.21%vs
Pepco Federal Credit UnionCredit union Washington, DC23 out of 100, Low$33.0M7.7%8.42%vs
Government Printing Office Federal Credit UnionCredit union Washington, DC59 out of 100, Moderate$29.3M8.7%0.75%vs

Deposit insurance

Is my money safe at DC Federal Credit Union?

Yes. DC Federal Credit Union is a federally insured credit union (NCUA charter #16411). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($3.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

DC Federal Credit Union lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
DC Federal Credit Union
Type
Federal credit union
NCUA charter #
16411
RSSD ID
793487
Primary regulator
NCUA
Established
1954
Headquarters
20 M St SE Ste 280, Washington, DC 20003
Employees
23

Quick answers

DC Federal Credit Union: common questions

Is DC Federal Credit Union NCUA insured?

Yes. DC Federal Credit Union is a federally insured credit union (NCUA charter #16411). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is DC Federal Credit Union's TellerScore?

52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does DC Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Washington

InstitutionScoreAssetsCapitalProblem loansCompare
Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA100 out of 100, Very strong$370K17.4%0.00%vs
Angelina County Teachers Credit UnionCredit union Lufkin, TX100 out of 100, Very strong$12.9M18.4%0.04%vs
None Suffer Lack Federal Credit UnionCredit union Suitland, MD99 out of 100, Very strong$27.9M20.1%0.12%vs
Federation of Greene County Empl. Federal Credit UnionCredit union Eutaw, AL99 out of 100, Very strong$2.2M23.1%0.08%vs
Lee Federal Credit UnionCredit union Washington, DC99 out of 100, Very strong$5.5M50.7%0.00%vs
Christiansted Federal Credit UnionCredit union Christiansted, VI98 out of 100, Very strong$34.0M20.6%0.23%vs