Side-by-side · Q2 2026 data
Equitable Savings and Loan Association vs Sterling Federal Credit Union
Metric by metric
| Measure | Equitable Savings and Loan Association | Sterling Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 24 | 76 (stronger) |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 61st | 98th |
| Total assets | $168.3M | $246.9M |
| Deposits / shares | $128.2M | $203.0M |
| Capital ratio | 15.69% | 17.07% (stronger) |
| Problem loans | 0.22% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 0.11% | 1.40% (stronger) |
| Loans ÷ deposits | 109.2% | 44.6% (stronger) |
| Uninsured deposits | 9.7% | 6.8% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.9% | — |
Sterling Federal Credit Union has the higher TellerScore (95 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Equitable Savings and Loan Association leads on 0 and Sterling Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sterling, CO