Side-by-side · Q2 2026 data
Equity Bank vs Golden Plains Credit Union
Metric by metric
| Measure | Equity Bank | Golden Plains Credit Union |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 56 | 82 (stronger) |
| Loan quality | 61 | 65 (stronger) |
| Earnings | 75 (stronger) | 55 |
| Funding & liquidity | 62 | 67 (stronger) |
| Problem-loan coverage | 86 (stronger) | 85 |
| Peer percentile | 36th | 58th |
| Total assets | $7.7B | $1.0B |
| Deposits / shares | $6.3B | $863.6M |
| Capital ratio | 10.64% | 13.21% (stronger) |
| Problem loans | 1.18% | 1.06% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.85% |
| Return on assets | 1.37% (stronger) | 0.88% |
| Loans ÷ deposits | 84.4% (stronger) | 92.9% |
| Uninsured deposits | 27.1% | 9.8% (stronger) |
| Offices | 81 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | 21.0% |
Golden Plains Credit Union has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Equity Bank leads on 3 and Golden Plains Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.