Side-by-side · Q2 2026 data
Ergo Bank vs Fox Valley Savings Bank
Metric by metric
| Measure | Ergo Bank | Fox Valley Savings Bank |
|---|---|---|
| TellerScore | 44 | 79 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 42 | 89 (stronger) |
| Earnings | 33 (stronger) | 27 |
| Funding & liquidity | 61 | 75 (stronger) |
| Problem-loan coverage | 72 | 97 (stronger) |
| Peer percentile | 4th | 75th |
| Total assets | $276.7M | $387.3M |
| Deposits / shares | $226.2M | $301.3M |
| Capital ratio | 8.42% | 15.44% (stronger) |
| Problem loans | 1.74% | 0.33% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.33% (stronger) | 0.17% |
| Loans ÷ deposits | 98.3% | 85.6% (stronger) |
| Uninsured deposits | 15.4% | 8.3% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Fox Valley Savings Bank has the higher TellerScore (79 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Ergo Bank leads on 2 and Fox Valley Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.