Side-by-side · Q2 2026 data
Ergo Bank vs State Bank of Reeseville
Metric by metric
| Measure | Ergo Bank | State Bank of Reeseville |
|---|---|---|
| TellerScore | 44 | 68 (stronger) |
| Capital cushion | 34 | 46 (stronger) |
| Loan quality | 42 | 100 (stronger) |
| Earnings | 33 | 52 (stronger) |
| Funding & liquidity | 61 (stronger) | 59 |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 4th | 37th |
| Total assets | $276.7M | $169.5M |
| Deposits / shares | $226.2M | $139.6M |
| Capital ratio | 8.42% | 9.58% (stronger) |
| Problem loans | 1.74% | 0.01% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 0.33% | 0.79% (stronger) |
| Loans ÷ deposits | 98.3% | 66.1% (stronger) |
| Uninsured deposits | 15.4% (stronger) | 47.2% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Reeseville has the higher TellerScore (68 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Ergo Bank leads on 2 and State Bank of Reeseville on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.