TellerScore

State Bank of Reeseville (FDIC certificate #14960) is based in Reeseville, Wisconsin. Its Q2 2026 call report shows $169.5M in total assets and $139.6M in deposits and 3 offices.

Based on its Q2 2026 filing, State Bank of Reeseville scores 68/100, which we describe as moderate. That is higher than only 37% of 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 104th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is capital cushion (46/100; 9.58%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Tier 1 leverage ratio: 9.58%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings52/100
Return on assets (annualized): 0.79%
Funding & liquidity59/100
Loans ÷ deposits and uninsured-deposit share: 66.1% · 47.2% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 68).

TellerScore
656871Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202465
Q4 202465
Q1 202567
Q2 202568
Q3 202570
Q4 202568
Q1 202670
Q2 202668
Tier 1 leverage ratio
5.00%7.47%9.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.94%
Q3 20249.66%
Q4 20249.50%
Q1 20259.48%
Q2 20259.76%
Q3 20259.26%
Q4 20259.10%
Q1 20269.36%
Q2 20269.58%
Noncurrent loans
0.00%0.00%0.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.01%
Return on assets
0.30%0.63%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.39%
Q3 20240.35%
Q4 20240.30%
Q1 20250.54%
Q2 20250.46%
Q3 20250.92%
Q4 20250.85%
Q1 20260.97%
Q2 20260.79%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$169.5M9.58%0.01%0.79%66.1%
Q1 202670$157.9M9.36%0.00%0.97%62.2%
Q4 202568$169.6M9.10%0.00%0.85%59.6%
Q3 202570$166.1M9.26%0.00%0.92%59.1%
Q2 202568$150.0M9.76%0.00%0.46%59.0%
Q1 202567$153.2M9.48%0.00%0.54%60.1%
Q4 202465$154.2M9.50%0.00%0.30%59.9%
Q3 202465$152.4M9.66%0.00%0.35%60.5%
Q2 202471$147.4M9.94%0.00%0.39%67.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.58%
23rd
Total risk-based capital0.00%
24th
Problem loans0.01%
86th
Net charge-offs0.03%
36th
Return on assets0.79%
23rd
Net interest margin2.54%
3rd
Efficiency ratio82.4%
12th
Loans to deposits66.1%
75th
Uninsured deposits47.2%
5th
Loan-loss reserves0.57%
4th
Texas ratio0.1%
87th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers & Merchants Bank & TrustBank Marinette, WI68 out of 100, Moderate$175.1M11.4%0.91%vs
The Bank of KaukaunaBank Kaukauna, WI66 out of 100, Moderate$176.3M8.9%0.00%vs
First Community BankBank Milton, WI77 out of 100, Strong$158.9M10.4%0.34%vs
GreenLeaf BankBank Greenleaf, WI69 out of 100, Moderate$158.7M9.6%0.58%vs
Oakwood BankBank Pigeon Falls, WI62 out of 100, Moderate$156.4M8.5%0.84%vs
Waldo State BankBank Waldo, WI47 out of 100, Below average$154.2M10.3%2.44%vs

Deposit insurance

Is my money safe at State Bank of Reeseville?

Yes. State Bank of Reeseville is an FDIC-insured institution (FDIC certificate #14960). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 47.2% of deposits ($65.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.58%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

State Bank of Reeseville lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
State Bank of Reeseville
Type
State-chartered bank
FDIC certificate #
14960
RSSD ID
159645
Primary regulator
FDIC
Holding company
Rw Bcorp Ltd
Established
January 1, 1902
Headquarters
203 S Main St, Reeseville, WI 53579
Employees
16

Quick answers

State Bank of Reeseville: common questions

Is State Bank of Reeseville FDIC insured?

Yes. State Bank of Reeseville is an FDIC-insured institution (FDIC certificate #14960). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is State Bank of Reeseville's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has State Bank of Reeseville ever failed?

There is no failure record for FDIC certificate #14960 in the FDIC failed bank list.

How many branches does State Bank of Reeseville have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Reeseville

InstitutionScoreAssetsCapitalProblem loansCompare
National Exchange Bank and TrustBank Fond Du Lac, WI88 out of 100, Very strong$2.9B20.1%0.37%vs
Mayville Savings BankBank Mayville, WI86 out of 100, Very strong$84.2M13.4%0.32%vs
Hustisford State BankBank Hustisford, WI84 out of 100, Strong$80.3M15.2%0.22%vs
Badger BankBank Fort Atkinson, WI82 out of 100, Strong$206.0M12.4%0.07%vs
WaterStone Bank, SSBBank Wauwatosa, WI81 out of 100, Strong$2.3B15.4%0.36%vs
Waukesha State BankBank Waukesha, WI80 out of 100, Strong$1.6B11.5%0.25%vs