Side-by-side · Q2 2026 data
Erie Federal Credit Union vs Service 1st Federal Credit Union
Credit union
Service 1st Federal Credit Union
Danville, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Erie Federal Credit Union | Service 1st Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 56 | 61 (stronger) |
| Loan quality | 79 | 84 (stronger) |
| Earnings | 65 (stronger) | 64 |
| Funding & liquidity | 87 (stronger) | 62 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 57th | 54th |
| Total assets | $808.0M | $837.1M |
| Deposits / shares | $741.4M | $745.4M |
| Capital ratio | 10.58% | 11.10% (stronger) |
| Problem loans | 0.62% | 0.49% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.46% |
| Return on assets | 1.13% (stronger) | 1.10% |
| Loans ÷ deposits | 72.9% (stronger) | 98.3% |
| Uninsured deposits | 7.1% (stronger) | 13.1% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.7% | — |
Erie Federal Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Erie Federal Credit Union leads on 5 and Service 1st Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.