Side-by-side · Q2 2026 data
ESB Bank vs Lakeview Bank
Metric by metric
| Measure | ESB Bank | Lakeview Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 58 |
| Capital cushion | 42 (stronger) | 39 |
| Loan quality | 71 (stronger) | 67 |
| Earnings | 82 (stronger) | 65 |
| Funding & liquidity | 70 (stronger) | 51 |
| Problem-loan coverage | 82 | 84 (stronger) |
| Peer percentile | 29th | 16th |
| Total assets | $208.9M | $218.3M |
| Deposits / shares | $179.1M | $195.8M |
| Capital ratio | 9.20% (stronger) | 8.91% |
| Problem loans | 0.87% (stronger) | 1.00% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 1.54% (stronger) | 1.12% |
| Loans ÷ deposits | 90.7% | 76.1% (stronger) |
| Uninsured deposits | 13.8% (stronger) | 44.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.9% |
ESB Bank has the higher TellerScore (65 vs 58). On the 7 directional measures above (where higher or lower is clearly better), ESB Bank leads on 6 and Lakeview Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.