Lakeview Bank (FDIC certificate #57785) is based in Lakeville, Minnesota. Its Q2 2026 call report shows $218.3M in total assets and $195.8M in deposits and 2 offices.
Based on its Q2 2026 filing, Lakeview Bank scores 58/100, which we describe as moderate. That is higher than only 16% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 179th. Its strongest component is problem-loan coverage (84/100; 7.9%), and its lowest is capital cushion (39/100; 8.91%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (62 → 58), mostly because the loan quality component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 61 |
| Q4 2024 | 63 |
| Q1 2025 | 63 |
| Q2 2025 | 62 |
| Q3 2025 | 58 |
| Q4 2025 | 58 |
| Q1 2026 | 57 |
| Q2 2026 | 58 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.91% |
| Q3 2024 | 8.96% |
| Q4 2024 | 9.18% |
| Q1 2025 | 9.24% |
| Q2 2025 | 9.41% |
| Q3 2025 | 9.44% |
| Q4 2025 | 9.49% |
| Q1 2026 | 8.74% |
| Q2 2026 | 8.91% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.03% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.60% |
| Q1 2025 | 0.50% |
| Q2 2025 | 0.71% |
| Q3 2025 | 1.14% |
| Q4 2025 | 1.12% |
| Q1 2026 | 0.96% |
| Q2 2026 | 1.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.79% |
| Q3 2024 | 0.87% |
| Q4 2024 | 1.00% |
| Q1 2025 | 0.96% |
| Q2 2025 | 1.06% |
| Q3 2025 | 1.09% |
| Q4 2025 | 1.10% |
| Q1 2026 | 1.02% |
| Q2 2026 | 1.12% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $218.3M | 8.91% | 1.00% | 1.12% | 76.1% |
| Q1 2026 | 57 | $208.6M | 8.74% | 0.96% | 1.02% | 75.3% |
| Q4 2025 | 58 | $188.2M | 9.49% | 1.12% | 1.10% | 83.5% |
| Q3 2025 | 58 | $183.3M | 9.44% | 1.14% | 1.09% | 83.3% |
| Q2 2025 | 62 | $178.4M | 9.41% | 0.71% | 1.06% | 82.7% |
| Q1 2025 | 63 | $172.4M | 9.24% | 0.50% | 0.96% | 81.4% |
| Q4 2024 | 63 | $175.1M | 9.18% | 0.60% | 1.00% | 78.6% |
| Q3 2024 | 61 | $169.3M | 8.96% | 0.67% | 0.87% | 81.5% |
| Q2 2024 | 57 | $167.1M | 8.91% | 1.03% | 0.79% | 78.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Home State BankBank Litchfield, MN | 83 out of 100, Strong | $218.9M | 11.8% | 0.08% | vs |
| Commerce BankBank Geneva, MN | 78 out of 100, Strong | $220.0M | 13.9% | 0.60% | vs |
| F & M Community Bank, National AssociationBank Preston, MN | 74 out of 100, Strong | $211.1M | 9.9% | 0.00% | vs |
| Eagle BankBank Glenwood, MN | 89 out of 100, Very strong | $226.9M | 14.3% | 0.58% | vs |
| ESB BankBank Caledonia, MN | 65 out of 100, Moderate | $208.9M | 9.2% | 0.87% | vs |
| Grand Marais State BankBank Grand Marais, MN | 75 out of 100, Strong | $207.2M | 8.4% | 0.10% | vs |
Deposit insurance
Is my money safe at Lakeview Bank?
Yes. Lakeview Bank is an FDIC-insured institution (FDIC certificate #57785). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 44.8% of deposits ($87.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.91%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.23% (benchmark: 10%).
2 locations
Branches
Lakeview Bank lists 1 office in 1 city. Most locations:
- Lakeville, MN (1)
HMDA 2025
Mortgage lending
In 2025, Lakeview Bank reported 65 home-loan applications under HMDA (LEI 549300Q88XHYAWBJTS50): 58 originated ($16,040,000 total), 3 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Lakeview Bank
- Type
- State-chartered bank
- FDIC certificate #
- 57785
- RSSD ID
- 3253834
- Primary regulator
- FDIC
- Holding company
- Lakeview Bcorp Inc
- Established
- July 8, 2004
- Headquarters
- 9725 163rd St W, Lakeville, MN 55044
- Website
- www.lakeview.bank
- Employees
- 23
Quick answers
Lakeview Bank: common questions
Is Lakeview Bank FDIC insured?
Yes. Lakeview Bank is an FDIC-insured institution (FDIC certificate #57785). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Lakeview Bank's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Lakeview Bank ever failed?
There is no failure record for FDIC certificate #57785 in the FDIC failed bank list.
How many branches does Lakeview Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lakeville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Castle Rock BankBank Castle Rock, MN | 93 out of 100, Very strong | $293.5M | 14.2% | 0.01% | vs |
| Vermillion State BankBank Vermillion, MN | 90 out of 100, Very strong | $931.4M | 13.4% | 0.24% | vs |
| Ziegler Federal Credit UnionCredit union Bloomington, MN | 87 out of 100, Very strong | $4.3M | 26.9% | 1.09% | vs |
| Think Mutual BankBank Rochester, MN | 86 out of 100, Very strong | $2.2B | 16.3% | 0.25% | vs |
| Carpenters Federal Credit UnionCredit union Saint Paul, MN | 86 out of 100, Very strong | $44.3M | 16.0% | 1.01% | vs |
| Toro Employees Federal Credit UnionCredit union Bloomington, MN | 84 out of 100, Strong | $41.5M | 14.5% | 0.56% | vs |