TellerScore

Lakeview Bank (FDIC certificate #57785) is based in Lakeville, Minnesota. Its Q2 2026 call report shows $218.3M in total assets and $195.8M in deposits and 2 offices.

Based on its Q2 2026 filing, Lakeview Bank scores 58/100, which we describe as moderate. That is higher than only 16% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 179th. Its strongest component is problem-loan coverage (84/100; 7.9%), and its lowest is capital cushion (39/100; 8.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion39/100
Tier 1 leverage ratio: 8.91%
Loan quality67/100
Noncurrent loans ÷ total loans: 1.00%
Earnings65/100
Return on assets (annualized): 1.12%
Funding & liquidity51/100
Loans ÷ deposits and uninsured-deposit share: 76.1% · 44.8% uninsured
Problem-loan coverage84/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.93%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (62 → 58), mostly because the loan quality component weakened by 9 points.

TellerScore
576063Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202461
Q4 202463
Q1 202563
Q2 202562
Q3 202558
Q4 202558
Q1 202657
Q2 202658
Tier 1 leverage ratio
5.00%7.24%9.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.91%
Q3 20248.96%
Q4 20249.18%
Q1 20259.24%
Q2 20259.41%
Q3 20259.44%
Q4 20259.49%
Q1 20268.74%
Q2 20268.91%
Noncurrent loans
0.50%0.82%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.03%
Q3 20240.67%
Q4 20240.60%
Q1 20250.50%
Q2 20250.71%
Q3 20251.14%
Q4 20251.12%
Q1 20260.96%
Q2 20261.00%
Return on assets
0.79%0.96%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.79%
Q3 20240.87%
Q4 20241.00%
Q1 20250.96%
Q2 20251.06%
Q3 20251.09%
Q4 20251.10%
Q1 20261.02%
Q2 20261.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$218.3M8.91%1.00%1.12%76.1%
Q1 202657$208.6M8.74%0.96%1.02%75.3%
Q4 202558$188.2M9.49%1.12%1.10%83.5%
Q3 202558$183.3M9.44%1.14%1.09%83.3%
Q2 202562$178.4M9.41%0.71%1.06%82.7%
Q1 202563$172.4M9.24%0.50%0.96%81.4%
Q4 202463$175.1M9.18%0.60%1.00%78.6%
Q3 202461$169.3M8.96%0.67%0.87%81.5%
Q2 202457$167.1M8.91%1.03%0.79%78.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.91%
11th
Total risk-based capital14.23%
64th
Problem loans1.00%
28th
Net charge-offs0.50%
5th
Return on assets1.12%
42nd
Net interest margin4.29%
70th
Efficiency ratio58.9%
60th
Loans to deposits76.1%
58th
Uninsured deposits44.8%
7th
Loan-loss reserves1.16%
45th
Texas ratio7.9%
23rd

Similar-size banks in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Home State BankBank Litchfield, MN83 out of 100, Strong$218.9M11.8%0.08%vs
Commerce BankBank Geneva, MN78 out of 100, Strong$220.0M13.9%0.60%vs
F & M Community Bank, National AssociationBank Preston, MN74 out of 100, Strong$211.1M9.9%0.00%vs
Eagle BankBank Glenwood, MN89 out of 100, Very strong$226.9M14.3%0.58%vs
ESB BankBank Caledonia, MN65 out of 100, Moderate$208.9M9.2%0.87%vs
Grand Marais State BankBank Grand Marais, MN75 out of 100, Strong$207.2M8.4%0.10%vs

Deposit insurance

Is my money safe at Lakeview Bank?

Yes. Lakeview Bank is an FDIC-insured institution (FDIC certificate #57785). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 44.8% of deposits ($87.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.91%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.23% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Lakeview Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Lakeview Bank reported 65 home-loan applications under HMDA (LEI 549300Q88XHYAWBJTS50): 58 originated ($16,040,000 total), 3 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Lakeview Bank
Type
State-chartered bank
FDIC certificate #
57785
RSSD ID
3253834
Primary regulator
FDIC
Holding company
Lakeview Bcorp Inc
Established
July 8, 2004
Headquarters
9725 163rd St W, Lakeville, MN 55044
Employees
23

Quick answers

Lakeview Bank: common questions

Is Lakeview Bank FDIC insured?

Yes. Lakeview Bank is an FDIC-insured institution (FDIC certificate #57785). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Lakeview Bank's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Lakeview Bank ever failed?

There is no failure record for FDIC certificate #57785 in the FDIC failed bank list.

How many branches does Lakeview Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Lakeville

InstitutionScoreAssetsCapitalProblem loansCompare
Castle Rock BankBank Castle Rock, MN93 out of 100, Very strong$293.5M14.2%0.01%vs
Vermillion State BankBank Vermillion, MN90 out of 100, Very strong$931.4M13.4%0.24%vs
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Think Mutual BankBank Rochester, MN86 out of 100, Very strong$2.2B16.3%0.25%vs
Carpenters Federal Credit UnionCredit union Saint Paul, MN86 out of 100, Very strong$44.3M16.0%1.01%vs
Toro Employees Federal Credit UnionCredit union Bloomington, MN84 out of 100, Strong$41.5M14.5%0.56%vs