Side-by-side · Q2 2026 data
Esquire Bank, National Association vs People'S Alliance Federal Credit Union
Credit union
People'S Alliance Federal Credit Union
Hauppauge, New York · $100 million – $1 billion
Metric by metric
| Measure | Esquire Bank, National Association | People'S Alliance Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 67 |
| Capital cushion | 67 (stronger) | 61 |
| Loan quality | 91 (stronger) | 81 |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 54 | 80 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 91st | 41st |
| Total assets | $2.5B | $322.2M |
| Deposits / shares | $2.2B | $282.5M |
| Capital ratio | 11.68% (stronger) | 11.13% |
| Problem loans | 0.27% (stronger) | 0.58% |
| Net charge-offs | 0.54% (stronger) | 0.66% |
| Return on assets | 2.34% (stronger) | 0.45% |
| Loans ÷ deposits | 85.3% | 79.9% (stronger) |
| Uninsured deposits | 33.7% | 7.6% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 56.7% |
Esquire Bank, National Association has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Esquire Bank, National Association leads on 5 and People'S Alliance Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.