Esquire Bank, National Association (FDIC certificate #58140) is based in Jericho, New York. Its Q2 2026 call report shows $2.5B in total assets and $2.2B in deposits and 6 offices across 3 states.
Based on its Q2 2026 filing, Esquire Bank, National Association scores 81/100, which we describe as strong. That is higher than 91% of 897 banks with $1 billion – $10 billion. Among 121 banks headquartered in New York, it ranks 13th. Its strongest component is earnings (100/100; 2.34%), and its lowest is funding & liquidity (54/100; 85% loans-to-deposits, 34% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (79 → 81), mostly because the loan quality component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 79 |
| Q4 2024 | 77 |
| Q1 2025 | 80 |
| Q2 2025 | 79 |
| Q3 2025 | 80 |
| Q4 2025 | 80 |
| Q1 2026 | 84 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.53% |
| Q3 2024 | 12.60% |
| Q4 2024 | 11.70% |
| Q1 2025 | 12.01% |
| Q2 2025 | 12.06% |
| Q3 2025 | 12.00% |
| Q4 2025 | 11.87% |
| Q1 2026 | 11.85% |
| Q2 2026 | 11.68% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 0.85% |
| Q4 2024 | 0.79% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.59% |
| Q3 2025 | 0.56% |
| Q4 2025 | 0.49% |
| Q1 2026 | 0.04% |
| Q2 2026 | 0.27% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.69% |
| Q3 2024 | 2.74% |
| Q4 2024 | 2.75% |
| Q1 2025 | 2.62% |
| Q2 2025 | 2.58% |
| Q3 2025 | 2.69% |
| Q4 2025 | 2.66% |
| Q1 2026 | 2.33% |
| Q2 2026 | 2.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $2.5B | 11.68% | 0.27% | 2.34% | 85.3% |
| Q1 2026 | 84 | $2.4B | 11.85% | 0.04% | 2.33% | 84.4% |
| Q4 2025 | 80 | $2.3B | 11.87% | 0.49% | 2.66% | 83.4% |
| Q3 2025 | 80 | $2.2B | 12.00% | 0.56% | 2.69% | 80.3% |
| Q2 2025 | 79 | $2.0B | 12.06% | 0.59% | 2.58% | 81.9% |
| Q1 2025 | 80 | $1.9B | 12.01% | 0.57% | 2.62% | 81.9% |
| Q4 2024 | 77 | $1.9B | 11.70% | 0.79% | 2.75% | 82.9% |
| Q3 2024 | 79 | $1.8B | 12.60% | 0.85% | 2.74% | 82.5% |
| Q2 2024 | 78 | $1.7B | 12.53% | 0.87% | 2.69% | 82.9% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pioneer Bank, National AssociationBank Albany, NY | 62 out of 100, Moderate | $2.3B | 10.0% | 0.48% | vs |
| Hanover Community BankBank Garden City Park, NY | 49 out of 100, Below average | $2.3B | 9.8% | 1.42% | vs |
| Interaudi BankBank New York, NY | 47 out of 100, Below average | $2.7B | 10.0% | 2.36% | vs |
| Shinhan Bank AmericaBank New York, NY | 65 out of 100, Moderate | $2.2B | 12.5% | 0.57% | vs |
| Maspeth Federal Savings and Loan AssociationBank Maspeth, NY | 74 out of 100, Strong | $2.2B | 34.9% | 1.22% | vs |
| Orange Bank & Trust CompanyBank Middletown, NY | 73 out of 100, Strong | $2.8B | 13.2% | 1.12% | vs |
Deposit insurance
Is my money safe at Esquire Bank, National Association?
Yes. Esquire Bank, National Association is an FDIC-insured institution (FDIC certificate #58140). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.7% of deposits ($741.3M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.68%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.49% (benchmark: 10%).
6 locations
Branches
Esquire Bank, National Association lists 5 offices in 4 cities across 3 states. Most locations:
- Chicago, IL (2)
- Jericho, NY (1)
- Los Angeles, CA (1)
- Rosemont, IL (1)
Identity & history
Profile
- Legal name
- Esquire Bank, National Association
- Former names
- Esquire Bank
- Type
- National bank
- FDIC certificate #
- 58140
- RSSD ID
- 3447820
- Primary regulator
- OCC
- Holding company
- Esquire Financial Holdings Inc
- Established
- October 12, 2006
- Headquarters
- 100 Jericho Quadrangle, Jericho, NY 11753
- Website
- www.esquirebank.com
- Employees
- 164
Quick answers
Esquire Bank, National Association: common questions
Is Esquire Bank, National Association FDIC insured?
Yes. Esquire Bank, National Association is an FDIC-insured institution (FDIC certificate #58140). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Esquire Bank, National Association's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Esquire Bank, National Association ever failed?
There is no failure record for FDIC certificate #58140 in the FDIC failed bank list.
How many branches does Esquire Bank, National Association have?
6 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Jericho
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |