Side-by-side · Q2 2026 data
Essex Bank vs DR Bank
Metric by metric
| Measure | Essex Bank | DR Bank |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 79 (stronger) | 53 |
| Loan quality | 58 | 95 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 78 (stronger) | 61 |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 50th | 75th |
| Total assets | $536.6M | $912.6M |
| Deposits / shares | $447.9M | $754.5M |
| Capital ratio | 12.87% (stronger) | 10.28% |
| Problem loans | 1.27% | 0.14% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 1.10% | 2.49% (stronger) |
| Loans ÷ deposits | 81.7% (stronger) | 98.9% |
| Uninsured deposits | 15.6% | 14.9% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | — |
DR Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Essex Bank leads on 3 and DR Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.