Side-by-side · Q2 2026 data
Essex Bank vs Jewett City Savings Bank
Metric by metric
| Measure | Essex Bank | Jewett City Savings Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 69 |
| Capital cushion | 79 | 94 (stronger) |
| Loan quality | 58 | 66 (stronger) |
| Earnings | 64 (stronger) | 33 |
| Funding & liquidity | 78 (stronger) | 60 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 50th | 40th |
| Total assets | $536.6M | $493.9M |
| Deposits / shares | $447.9M | $400.6M |
| Capital ratio | 12.87% | 14.41% (stronger) |
| Problem loans | 1.27% | 1.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.91% |
| Return on assets | 1.10% (stronger) | 0.32% |
| Loans ÷ deposits | 81.7% (stronger) | 100.5% |
| Uninsured deposits | 15.6% | 11.9% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | — |
Essex Bank has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Essex Bank leads on 4 and Jewett City Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.