Headquartered in Jewett City, Connecticut, Jewett City Savings Bank is a si with $493.9M in total assets and $400.6M in deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1873.
Jewett City Savings Bank has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 2,650 banks with $100 million – $1 billion. Among 27 banks headquartered in Connecticut, it ranks 11th. Capital cushion contributes the most (94/100, 14.41%); earnings contributes the least (33/100, 0.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (78 → 69), mostly because the earnings component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 79 |
| Q4 2024 | 81 |
| Q1 2025 | 83 |
| Q2 2025 | 78 |
| Q3 2025 | 70 |
| Q4 2025 | 72 |
| Q1 2026 | 64 |
| Q2 2026 | 69 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.55% |
| Q3 2024 | 14.40% |
| Q4 2024 | 14.45% |
| Q1 2025 | 14.52% |
| Q2 2025 | 14.49% |
| Q3 2025 | 14.30% |
| Q4 2025 | 13.99% |
| Q1 2026 | 14.16% |
| Q2 2026 | 14.41% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.56% |
| Q3 2025 | 1.46% |
| Q4 2025 | 1.29% |
| Q1 2026 | 1.81% |
| Q2 2026 | 1.01% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.06% |
| Q3 2024 | 0.85% |
| Q4 2024 | 0.92% |
| Q1 2025 | 0.78% |
| Q2 2025 | 0.83% |
| Q3 2025 | 1.01% |
| Q4 2025 | 1.09% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.32% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $493.9M | 14.41% | 1.01% | 0.32% | 100.5% |
| Q1 2026 | 64 | $484.4M | 14.16% | 1.81% | 0.64% | 99.5% |
| Q4 2025 | 72 | $484.6M | 13.99% | 1.29% | 1.09% | 99.3% |
| Q3 2025 | 70 | $476.5M | 14.30% | 1.46% | 1.01% | 101.1% |
| Q2 2025 | 78 | $462.3M | 14.49% | 0.56% | 0.83% | 98.9% |
| Q1 2025 | 83 | $446.5M | 14.52% | 0.04% | 0.78% | 97.9% |
| Q4 2024 | 81 | $443.0M | 14.45% | 0.24% | 0.92% | 99.3% |
| Q3 2024 | 79 | $434.4M | 14.40% | 0.49% | 0.85% | 98.1% |
| Q2 2024 | 77 | $430.3M | 14.55% | 0.80% | 1.06% | 100.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Stafford Savings BankBank Stafford Springs, CT | 95 out of 100, Very strong | $507.0M | 50.6% | 0.56% | vs |
| Connecticut Community Bank, National AssociationBank Norwalk, CT | 75 out of 100, Strong | $526.0M | 13.1% | 0.02% | vs |
| Essex BankBank Essex, CT | 72 out of 100, Strong | $536.6M | 12.9% | 1.27% | vs |
| The Milford BankBank Milford, CT | 63 out of 100, Moderate | $652.0M | 9.9% | 0.49% | vs |
| The National Iron BankBank Salisbury, CT | 63 out of 100, Moderate | $318.0M | 8.5% | 0.00% | vs |
| New Haven BankBank New Haven, CT | 53 out of 100, Below average | $200.0M | 8.2% | 0.27% | vs |
Deposit insurance
Is my money safe at Jewett City Savings Bank?
Yes. Jewett City Savings Bank is an FDIC-insured institution (FDIC certificate #18237). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.9% of deposits ($47.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.41%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.47% (benchmark: 10%).
7 locations
Branches
Jewett City Savings Bank lists 7 offices in 7 cities. Most locations:
- Brooklyn, CT (1)
- Dayville, CT (1)
- Jewett City, CT (1)
- Plainfield, CT (1)
- Preston, CT (1)
- Putnam, CT (1)
- Stonington, CT (1)
Identity & history
Profile
- Legal name
- Jewett City Savings Bank
- Type
- SI
- FDIC certificate #
- 18237
- RSSD ID
- 820301
- Primary regulator
- FDIC
- Established
- June 23, 1873
- Headquarters
- 111 Main St, Jewett City, CT 06351
- Website
- www.jcsbank.com
- Employees
- 90
Quick answers
Jewett City Savings Bank: common questions
Is Jewett City Savings Bank FDIC insured?
Yes. Jewett City Savings Bank is an FDIC-insured institution (FDIC certificate #18237). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Jewett City Savings Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Jewett City Savings Bank ever failed?
There is no failure record for FDIC certificate #18237 in the FDIC failed bank list.
How many branches does Jewett City Savings Bank have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Jewett City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lawrence Memorial Hospital Employee Federal Credit UnionCredit union New London, CT | 100 out of 100, Very strong | $37.7M | 23.4% | 0.00% | vs |
| Charter Oak Federal Credit UnionCredit union Waterford, CT | 85 out of 100, Very strong | $1.7B | 12.5% | 0.50% | vs |
| Chelsea Groton BankBank Groton, CT | 82 out of 100, Strong | $1.8B | 16.7% | 0.48% | vs |
| Liberty BankBank Middletown, CT | 79 out of 100, Strong | $9.4B | 13.4% | 0.32% | vs |
| Dutch Point Credit UnionCredit union Wethersfield, CT | 77 out of 100, Strong | $565.4M | 10.6% | 0.12% | vs |
| Coreplus Federal Credit UnionCredit union Norwich, CT | 75 out of 100, Strong | $676.5M | 11.0% | 0.39% | vs |