Side-by-side · Q2 2026 data
Estacado Federal Credit Union vs Guadalupe Credit Union
Metric by metric
| Measure | Estacado Federal Credit Union | Guadalupe Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 68 |
| Capital cushion | 91 (stronger) | 75 |
| Loan quality | 76 (stronger) | 48 |
| Earnings | 92 (stronger) | 60 |
| Funding & liquidity | 85 | 89 (stronger) |
| Problem-loan coverage | 93 (stronger) | 84 |
| Peer percentile | 91st | 45th |
| Total assets | $120.0M | $348.2M |
| Deposits / shares | $102.4M | $299.9M |
| Capital ratio | 14.05% (stronger) | 12.51% |
| Problem loans | 0.73% (stronger) | 1.57% |
| Net charge-offs | 0.66% (stronger) | 0.67% |
| Return on assets | 1.79% (stronger) | 1.01% |
| Loans ÷ deposits | 75.0% | 71.0% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 10.7% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Estacado Federal Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Estacado Federal Credit Union leads on 6 and Guadalupe Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.