Headquartered in Hobbs, New Mexico, Estacado Federal Credit Union is a federal credit union with $120.0M in total assets and $102.4M in member shares and deposits as of Q2 2026. It operates 3 offices across 2 states. Its charter dates back to 1953.
Based on its Q2 2026 filing, Estacado Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 91% of 1,341 credit unions with $100 million – $1 billion. Among 37 credit unions headquartered in New Mexico, it ranks 6th. Its strongest component is problem-loan coverage (93/100; 3.7%), and its lowest is loan quality (76/100; 0.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (85 → 87), mostly because the capital cushion component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 83 |
| Q4 2024 | 84 |
| Q1 2025 | 83 |
| Q2 2025 | 85 |
| Q3 2025 | 87 |
| Q4 2025 | 87 |
| Q1 2026 | 89 |
| Q2 2026 | 87 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.25% |
| Q3 2024 | 12.77% |
| Q4 2024 | 12.91% |
| Q1 2025 | 12.81% |
| Q2 2025 | 13.07% |
| Q3 2025 | 13.33% |
| Q4 2025 | 13.89% |
| Q1 2026 | 13.68% |
| Q2 2026 | 14.05% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.48% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.60% |
| Q1 2026 | 0.36% |
| Q2 2026 | 0.73% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.16% |
| Q3 2024 | 1.45% |
| Q4 2024 | 1.53% |
| Q1 2025 | 1.66% |
| Q2 2025 | 1.73% |
| Q3 2025 | 1.68% |
| Q4 2025 | 1.72% |
| Q1 2026 | 1.75% |
| Q2 2026 | 1.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $120.0M | 14.05% | 0.73% | 1.79% | 75.0% |
| Q1 2026 | 89 | $119.3M | 13.68% | 0.36% | 1.75% | 70.6% |
| Q4 2025 | 87 | $113.7M | 13.89% | 0.60% | 1.72% | 72.5% |
| Q3 2025 | 87 | $114.6M | 13.33% | 0.44% | 1.68% | 68.8% |
| Q2 2025 | 85 | $113.4M | 13.07% | 0.58% | 1.73% | 68.9% |
| Q1 2025 | 83 | $111.6M | 12.81% | 0.65% | 1.66% | 68.4% |
| Q4 2024 | 84 | $107.2M | 12.91% | 0.48% | 1.53% | 69.6% |
| Q3 2024 | 83 | $104.5M | 12.77% | 0.50% | 1.45% | 69.9% |
| Q2 2024 | 79 | $104.5M | 12.25% | 0.48% | 1.16% | 69.3% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cannon Federal Credit UnionCredit union Clovis, NM | 87 out of 100, Very strong | $101.7M | 13.7% | 0.06% | vs |
| Artesia Credit UnionCredit union Artesia, NM | 81 out of 100, Strong | $172.7M | 16.1% | 1.08% | vs |
| Zia Credit UnionCredit union Los Alamos, NM | 64 out of 100, Moderate | $308.1M | 10.3% | 0.48% | vs |
| Guadalupe Credit UnionCredit union Santa Fe, NM | 68 out of 100, Moderate | $348.2M | 12.5% | 1.57% | vs |
| White Sands Federal Credit UnionCredit union Las Cruces, NM | 86 out of 100, Very strong | $413.8M | 13.2% | 0.11% | vs |
| Otero Federal Credit UnionCredit union Alamogordo, NM | 95 out of 100, Very strong | $535.3M | 15.5% | 0.26% | vs |
Deposit insurance
Is my money safe at Estacado Federal Credit Union?
Yes. Estacado Federal Credit Union is a federally insured credit union (NCUA charter #8299). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.2% of shares and deposits ($5.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.05%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Estacado Federal Credit Union lists 3 offices in 3 cities across 2 states. Most locations:
- Denver City, TX (1)
- Hobbs, NM (1)
- Lovington, NM (1)
Identity & history
Profile
- Legal name
- Estacado Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 8299
- RSSD ID
- 430081
- Primary regulator
- NCUA
- Established
- 1953
- Headquarters
- 2220 N Dal Paso, Hobbs, NM 88240
- Employees
- 32
Quick answers
Estacado Federal Credit Union: common questions
Is Estacado Federal Credit Union NCUA insured?
Yes. Estacado Federal Credit Union is a federally insured credit union (NCUA charter #8299). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Estacado Federal Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Estacado Federal Credit Union have?
3 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Hobbs
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First American BankBank Artesia, NM | 80 out of 100, Strong | $1.9B | 11.8% | 0.53% | vs |
| Pioneer BankBank Roswell, NM | 73 out of 100, Strong | $1.1B | 12.3% | 1.71% | vs |
| The James Polk Stone Community BankBank Portales, NM | 66 out of 100, Moderate | $443.8M | 10.0% | 1.41% | vs |
| First National Bank TexasBank Killeen, TX | 64 out of 100, Moderate | $4.6B | 9.1% | 1.23% | vs |
| WaFd BankBank Seattle, WA | 61 out of 100, Moderate | $27.6B | 9.2% | 0.63% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |