Side-by-side · Q2 2026 data
Eureka Savings Bank vs Ottawa Hiway Credit Union
Metric by metric
| Measure | Eureka Savings Bank | Ottawa Hiway Credit Union |
|---|---|---|
| TellerScore | 61 | 100 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 20th | 100th |
| Total assets | $435.8M | $16.3M |
| Deposits / shares | $319.5M | $13.5M |
| Capital ratio | 21.56% (stronger) | 16.69% |
| Problem loans | 3.05% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 0.89% | 2.12% (stronger) |
| Loans ÷ deposits | 83.7% | 52.9% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 11.5% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | — |
Ottawa Hiway Credit Union has the higher TellerScore (100 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Eureka Savings Bank leads on 3 and Ottawa Hiway Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.