Side-by-side · Q2 2026 data
EvaBank vs Peoples Independent Bank
Metric by metric
| Measure | EvaBank | Peoples Independent Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 46 | 90 (stronger) |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 50 | 88 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 72nd | 61st |
| Total assets | $490.6M | $485.7M |
| Deposits / shares | $340.6M | $441.3M |
| Capital ratio | 27.85% (stronger) | 9.41% |
| Problem loans | 1.61% | 0.30% (stronger) |
| Net charge-offs | 0.40% | 0.03% (stronger) |
| Return on assets | 2.53% (stronger) | 1.60% |
| Loans ÷ deposits | 114.1% | 42.5% (stronger) |
| Uninsured deposits | 14.2% (stronger) | 26.1% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.9% |
EvaBank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), EvaBank leads on 4 and Peoples Independent Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.