EvaBank (FDIC certificate #26799) is based in Eva, Alabama. Its Q2 2026 call report shows $490.6M in total assets and $340.6M in deposits and 6 offices.
EvaBank has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,650 banks with $100 million – $1 billion. Among 93 banks headquartered in Alabama, it ranks 26th. Capital cushion contributes the most (100/100, 27.85%); loan quality contributes the least (46/100, 1.61%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (71 → 78), mostly because the loan quality component improved by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 80 |
| Q4 2024 | 79 |
| Q1 2025 | 76 |
| Q2 2025 | 71 |
| Q3 2025 | 76 |
| Q4 2025 | 73 |
| Q1 2026 | 76 |
| Q2 2026 | 78 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 28.39% |
| Q3 2024 | 27.97% |
| Q4 2024 | 27.74% |
| Q1 2025 | 27.64% |
| Q2 2025 | 27.59% |
| Q3 2025 | 27.93% |
| Q4 2025 | 27.88% |
| Q1 2026 | 27.59% |
| Q2 2026 | 27.85% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.49% |
| Q3 2024 | 1.43% |
| Q4 2024 | 1.48% |
| Q1 2025 | 1.83% |
| Q2 2025 | 2.40% |
| Q3 2025 | 1.85% |
| Q4 2025 | 2.18% |
| Q1 2026 | 1.79% |
| Q2 2026 | 1.61% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.39% |
| Q3 2024 | 2.35% |
| Q4 2024 | 2.26% |
| Q1 2025 | 2.20% |
| Q2 2025 | 2.48% |
| Q3 2025 | 2.53% |
| Q4 2025 | 2.53% |
| Q1 2026 | 2.51% |
| Q2 2026 | 2.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $490.6M | 27.85% | 1.61% | 2.53% | 114.1% |
| Q1 2026 | 76 | $490.0M | 27.59% | 1.79% | 2.51% | 111.1% |
| Q4 2025 | 73 | $478.2M | 27.88% | 2.18% | 2.53% | 113.2% |
| Q3 2025 | 76 | $473.4M | 27.93% | 1.85% | 2.53% | 112.6% |
| Q2 2025 | 71 | $466.8M | 27.59% | 2.40% | 2.48% | 110.3% |
| Q1 2025 | 76 | $468.1M | 27.64% | 1.83% | 2.20% | 112.7% |
| Q4 2024 | 79 | $453.8M | 27.74% | 1.48% | 2.26% | 114.1% |
| Q3 2024 | 80 | $450.9M | 27.97% | 1.43% | 2.35% | 113.0% |
| Q2 2024 | 79 | $434.6M | 28.39% | 1.49% | 2.39% | 109.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Independent BankBank Boaz, AL | 75 out of 100, Strong | $485.7M | 9.4% | 0.30% | vs |
| Robertson Banking CompanyBank Demopolis, AL | 83 out of 100, Strong | $462.7M | 11.3% | 0.13% | vs |
| Cullman Savings BankBank Cullman, AL | 76 out of 100, Strong | $456.7M | 18.6% | 0.41% | vs |
| The Bank of VernonBank Vernon, AL | 85 out of 100, Very strong | $445.4M | 16.6% | 0.47% | vs |
| First Jackson Bank, Inc.Bank Stevenson, AL | 93 out of 100, Very strong | $444.3M | 14.8% | 0.08% | vs |
| NobleBank & TrustBank Anniston, AL | 81 out of 100, Strong | $444.0M | 11.3% | 0.26% | vs |
Deposit insurance
Is my money safe at EvaBank?
Yes. EvaBank is an FDIC-insured institution (FDIC certificate #26799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.2% of deposits ($48.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 27.85%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
EvaBank lists 6 offices in 5 cities. Most locations:
- Cullman, AL (2)
- Birmingham, AL (1)
- Decatur, AL (1)
- Eva, AL (1)
- Madison, AL (1)
Identity & history
Profile
- Legal name
- EvaBank
- Former names
- First Bank of Eva
- Type
- State-chartered bank
- FDIC certificate #
- 26799
- RSSD ID
- 498531
- Primary regulator
- FDIC
- Established
- October 13, 1986
- Headquarters
- 4113 Eva Rd, Eva, AL 35621
- Website
- www.evabank.com
- Employees
- 69
Quick answers
EvaBank: common questions
Is EvaBank FDIC insured?
Yes. EvaBank is an FDIC-insured institution (FDIC certificate #26799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is EvaBank's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has EvaBank ever failed?
There is no failure record for FDIC certificate #26799 in the FDIC failed bank list.
How many branches does EvaBank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Eva
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Family Security Credit UnionCredit union Decatur, AL | 95 out of 100, Very strong | $1.1B | 19.9% | 0.61% | vs |
| Nucor Employee'S Credit UnionCredit union Florence, SC | 91 out of 100, Very strong | $68.2M | 19.7% | 0.61% | vs |
| Redstone Federal Credit UnionCredit union Huntsville, AL | 85 out of 100, Very strong | $8.6B | 13.9% | 0.70% | vs |
| Liberty BankBank Geraldine, AL | 81 out of 100, Strong | $258.6M | 11.3% | 0.15% | vs |
| First National Bank of PulaskiBank Pulaski, TN | 77 out of 100, Strong | $1.5B | 11.3% | 0.24% | vs |
| Peoples Bank of AlabamaBank Cullman, AL | 76 out of 100, Strong | $1.4B | 11.2% | 0.56% | vs |