Side-by-side · Q2 2026 data
EvaBank vs The Hometown Bank of Alabama
Metric by metric
| Measure | EvaBank | The Hometown Bank of Alabama |
|---|---|---|
| TellerScore | 78 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 46 (stronger) | 32 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 50 | 77 (stronger) |
| Problem-loan coverage | 88 (stronger) | 73 |
| Peer percentile | 72nd | 14th |
| Total assets | $490.6M | $660.7M |
| Deposits / shares | $340.6M | $563.9M |
| Capital ratio | 27.85% (stronger) | 11.08% |
| Problem loans | 1.61% (stronger) | 2.03% |
| Net charge-offs | 0.40% | 0.01% (stronger) |
| Return on assets | 2.53% (stronger) | 0.97% |
| Loans ÷ deposits | 114.1% | 70.6% (stronger) |
| Uninsured deposits | 14.2% (stronger) | 26.8% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.1% |
EvaBank has the higher TellerScore (78 vs 57). On the 7 directional measures above (where higher or lower is clearly better), EvaBank leads on 5 and The Hometown Bank of Alabama on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.