Side-by-side · Q2 2026 data
Evansville Federal Credit Union vs Harvester Financial Credit Union
Credit union
Harvester Financial Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Evansville Federal Credit Union | Harvester Financial Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 50 |
| Capital cushion | 95 (stronger) | 43 |
| Loan quality | 50 | 55 (stronger) |
| Earnings | 48 (stronger) | 0 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 89 (stronger) | 86 |
| Peer percentile | 49th | 9th |
| Total assets | $90.2M | $79.5M |
| Deposits / shares | $76.9M | $73.0M |
| Capital ratio | 14.52% (stronger) | 9.35% |
| Problem loans | 1.50% | 1.36% (stronger) |
| Net charge-offs | 0.01% (stronger) | 1.93% |
| Return on assets | 0.69% (stronger) | -1.24% |
| Loans ÷ deposits | 62.1% | 50.7% (stronger) |
| Uninsured deposits | 5.9% | 1.4% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.3% | — |
Evansville Federal Credit Union has the higher TellerScore (74 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Evansville Federal Credit Union leads on 4 and Harvester Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.