Harvester Financial Credit Union (NCUA charter #68584) is based in Indianapolis, Indiana. Its Q2 2026 call report shows $79.5M in total assets and $73.0M in member shares and deposits and 3 offices.
Harvester Financial Credit Union has a TellerScore of 50 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 114th. Funding & liquidity contributes the most (100/100, 51% loans-to-deposits, 1% uninsured); earnings contributes the least (0/100, -1.24%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (59 → 50), mostly because the earnings component weakened by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 61 |
| Q4 2024 | 56 |
| Q1 2025 | 57 |
| Q2 2025 | 59 |
| Q3 2025 | 62 |
| Q4 2025 | 58 |
| Q1 2026 | 57 |
| Q2 2026 | 50 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.17% |
| Q3 2024 | 9.42% |
| Q4 2024 | 9.79% |
| Q1 2025 | 9.10% |
| Q2 2025 | 9.49% |
| Q3 2025 | 9.48% |
| Q4 2025 | 9.68% |
| Q1 2026 | 9.71% |
| Q2 2026 | 9.35% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 1.03% |
| Q4 2024 | 1.67% |
| Q1 2025 | 1.14% |
| Q2 2025 | 1.32% |
| Q3 2025 | 0.87% |
| Q4 2025 | 1.34% |
| Q1 2026 | 1.51% |
| Q2 2026 | 1.36% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.65% |
| Q3 2024 | 0.40% |
| Q4 2024 | 0.36% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.44% |
| Q3 2025 | 0.29% |
| Q4 2025 | 0.38% |
| Q1 2026 | 0.35% |
| Q2 2026 | -1.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 50 | $79.5M | 9.35% | 1.36% | -1.24% | 50.7% |
| Q1 2026 | 57 | $82.4M | 9.71% | 1.51% | 0.35% | 53.2% |
| Q4 2025 | 58 | $81.9M | 9.68% | 1.34% | 0.38% | 57.4% |
| Q3 2025 | 62 | $82.9M | 9.48% | 0.87% | 0.29% | 55.5% |
| Q2 2025 | 59 | $82.9M | 9.49% | 1.32% | 0.44% | 53.9% |
| Q1 2025 | 57 | $85.0M | 9.10% | 1.14% | 0.22% | 54.1% |
| Q4 2024 | 56 | $82.5M | 9.79% | 1.67% | 0.36% | 55.4% |
| Q3 2024 | 61 | $82.3M | 9.42% | 1.03% | 0.40% | 57.1% |
| Q2 2024 | 71 | $84.3M | 10.17% | 1.26% | 1.65% | 56.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kemba Indianapolis Credit UnionCredit union Indianapolis, IN | 82 out of 100, Strong | $82.3M | 16.0% | 1.04% | vs |
| LA Porte Community Federal Credit UnionCredit union La Porte, IN | 68 out of 100, Moderate | $74.1M | 13.7% | 1.59% | vs |
| Public Service #3 Credit UnionCredit union Fort Wayne, IN | 71 out of 100, Strong | $86.9M | 11.7% | 0.89% | vs |
| Firefighters Credit UnionCredit union Indianapolis, IN | 79 out of 100, Strong | $88.1M | 12.6% | 0.27% | vs |
| Lampco Federal Credit UnionCredit union Anderson, IN | 56 out of 100, Moderate | $89.6M | 9.7% | 0.89% | vs |
| Evansville Federal Credit UnionCredit union Evansville, IN | 74 out of 100, Strong | $90.2M | 14.5% | 1.50% | vs |
Deposit insurance
Is my money safe at Harvester Financial Credit Union?
Yes. Harvester Financial Credit Union is a federally insured credit union (NCUA charter #68584). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.4% of shares and deposits ($1.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.35%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Harvester Financial Credit Union lists 3 offices in 2 cities. Most locations:
- Indianapolis, IN (2)
- Shelbyville, IN (1)
Identity & history
Profile
- Legal name
- Harvester Financial Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68584
- RSSD ID
- 971089
- Primary regulator
- State + NCUA
- Established
- 1954
- Headquarters
- 7020 Brookville Rd, Indianapolis, IN 46239
- Employees
- 23
Quick answers
Harvester Financial Credit Union: common questions
Is Harvester Financial Credit Union NCUA insured?
Yes. Harvester Financial Credit Union is a federally insured credit union (NCUA charter #68584). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Harvester Financial Credit Union's TellerScore?
50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Harvester Financial Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Indianapolis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| H a L E Federal Credit UnionCredit union Indianapolis, IN | 100 out of 100, Very strong | $399K | 25.1% | 0.00% | vs |
| Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN | 98 out of 100, Very strong | $1.4M | 38.3% | 0.00% | vs |
| Professional Police Officers Credit UnionCredit union Indianapolis, IN | 92 out of 100, Very strong | $58.7M | 14.8% | 0.00% | vs |
| 1st Street Credit UnionCredit union Sarasota, FL | 89 out of 100, Very strong | $34.5M | 14.7% | 0.10% | vs |
| Greenfield Banking CompanyBank Greenfield, IN | 84 out of 100, Strong | $930.5M | 13.9% | 0.35% | vs |
| Cs Credit UnionCredit union Catawba, NC | 84 out of 100, Strong | $30.5M | 18.7% | 0.46% | vs |