Side-by-side · Q2 2026 data
Evansville Firefighters Federal Credit Union vs Heritage Federal Credit Union
Credit union
Evansville Firefighters Federal Credit Union
Evansville, Indiana · Under $100 million in assets
Metric by metric
| Measure | Evansville Firefighters Federal Credit Union | Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 74 | 74 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 45 | 57 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 68th | 82nd |
| Total assets | $33.8M | $1.0B |
| Deposits / shares | $29.5M | $855.9M |
| Capital ratio | 12.38% (stronger) | 12.35% |
| Problem loans | 0.00% (stronger) | 0.33% |
| Net charge-offs | 0.22% (stronger) | 0.31% |
| Return on assets | 0.63% | 0.93% (stronger) |
| Loans ÷ deposits | 58.4% (stronger) | 84.0% |
| Uninsured deposits | 6.6% (stronger) | 8.8% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.5% |
Evansville Firefighters Federal Credit Union has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Evansville Firefighters Federal Credit Union leads on 6 and Heritage Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.