Side-by-side · Q2 2026 data
EverBank, National Association vs Jm Associates Federal Credit Union
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | EverBank, National Association | Jm Associates Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 87 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 53 | 76 (stronger) |
| Earnings | 60 | 80 (stronger) |
| Funding & liquidity | 63 | 83 (stronger) |
| Problem-loan coverage | 77 | 94 (stronger) |
| Peer percentile | 13th | 91st |
| Total assets | $46.7B | $151.2M |
| Deposits / shares | $37.8B | $130.8M |
| Capital ratio | 9.05% | 15.46% (stronger) |
| Problem loans | 1.42% | 0.71% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.81% |
| Return on assets | 1.00% | 1.49% (stronger) |
| Loans ÷ deposits | 97.2% | 77.0% (stronger) |
| Uninsured deposits | 13.5% | 8.4% (stronger) |
| Offices | 39 | 5 |
| CFPB complaints (3 yrs) | 228 | — |
| Complaints per $1B deposits | 6.0 | — |
| Mortgage denial rate (HMDA) | 7.4% | — |
Jm Associates Federal Credit Union has the higher TellerScore (87 vs 54). On the 7 directional measures above (where higher or lower is clearly better), EverBank, National Association leads on 1 and Jm Associates Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.