Side-by-side · Q2 2026 data
EverBank, National Association vs Tru Fi Credit Union
Metric by metric
| Measure | EverBank, National Association | Tru Fi Credit Union |
|---|---|---|
| TellerScore | 54 | 84 (stronger) |
| Capital cushion | 40 | 76 (stronger) |
| Loan quality | 53 | 80 (stronger) |
| Earnings | 60 | 88 (stronger) |
| Funding & liquidity | 63 | 93 (stronger) |
| Problem-loan coverage | 77 | 94 (stronger) |
| Peer percentile | 13th | 86th |
| Total assets | $46.7B | $146.4M |
| Deposits / shares | $37.8B | $127.3M |
| Capital ratio | 9.05% | 12.61% (stronger) |
| Problem loans | 1.42% | 0.60% (stronger) |
| Net charge-offs | 0.02% | -0.06% (stronger) |
| Return on assets | 1.00% | 1.71% (stronger) |
| Loans ÷ deposits | 97.2% | 67.7% (stronger) |
| Uninsured deposits | 13.5% | 11.9% (stronger) |
| Offices | 39 | 3 |
| CFPB complaints (3 yrs) | 228 | — |
| Complaints per $1B deposits | 6.0 | — |
| Mortgage denial rate (HMDA) | 7.4% | — |
Tru Fi Credit Union has the higher TellerScore (84 vs 54). On the 7 directional measures above (where higher or lower is clearly better), EverBank, National Association leads on 0 and Tru Fi Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.