Side-by-side · Q2 2026 data
Everence Federal Credit Union vs Belco Community Credit Union
Credit union
Everence Federal Credit Union
Lancaster, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Everence Federal Credit Union | Belco Community Credit Union |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 37 | 57 (stronger) |
| Loan quality | 82 (stronger) | 81 |
| Earnings | 63 (stronger) | 58 |
| Funding & liquidity | 73 | 91 (stronger) |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 31st | 57th |
| Total assets | $449.8M | $974.4M |
| Deposits / shares | $413.1M | $879.4M |
| Capital ratio | 8.69% | 10.74% (stronger) |
| Problem loans | 0.54% (stronger) | 0.56% |
| Net charge-offs | 0.18% (stronger) | 0.52% |
| Return on assets | 1.07% (stronger) | 0.95% |
| Loans ÷ deposits | 87.4% | 69.0% (stronger) |
| Uninsured deposits | 5.1% | 3.9% (stronger) |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.3% | 31.6% |
Belco Community Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Everence Federal Credit Union leads on 3 and Belco Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.