Side-by-side · Q2 2026 data
Everence Federal Credit Union vs Lebanon Federal Credit Union
Credit union
Everence Federal Credit Union
Lancaster, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Everence Federal Credit Union | Lebanon Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 37 | 49 (stronger) |
| Loan quality | 82 (stronger) | 80 |
| Earnings | 63 | 75 (stronger) |
| Funding & liquidity | 73 | 74 (stronger) |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 31st | 51st |
| Total assets | $449.8M | $539.7M |
| Deposits / shares | $413.1M | $492.2M |
| Capital ratio | 8.69% | 9.87% (stronger) |
| Problem loans | 0.54% (stronger) | 0.61% |
| Net charge-offs | 0.18% (stronger) | 0.49% |
| Return on assets | 1.07% | 1.37% (stronger) |
| Loans ÷ deposits | 87.4% | 86.7% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 6.0% |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.3% | 12.0% |
Lebanon Federal Credit Union has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Everence Federal Credit Union leads on 3 and Lebanon Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.