Side-by-side · Q2 2026 data
Evergreen Federal Bank vs First Community Credit Union
Metric by metric
| Measure | Evergreen Federal Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 75 | 86 (stronger) |
| Capital cushion | 82 | 83 (stronger) |
| Loan quality | 79 | 99 (stronger) |
| Earnings | 52 | 72 (stronger) |
| Funding & liquidity | 70 | 79 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 61st | 95th |
| Total assets | $621.6M | $1.9B |
| Deposits / shares | $536.6M | $1.6B |
| Capital ratio | 13.24% | 13.29% (stronger) |
| Problem loans | 0.63% | 0.04% (stronger) |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 0.81% | 1.31% (stronger) |
| Loans ÷ deposits | 90.4% | 81.0% (stronger) |
| Uninsured deposits | 14.4% | 6.3% (stronger) |
| Offices | 6 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
First Community Credit Union has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Evergreen Federal Bank leads on 0 and First Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Grants Pass, OR
- Medford, OR
- Rogue River, OR