Side-by-side · Q2 2026 data
Evergreen Federal Bank vs Oregon Coast Bank
Metric by metric
| Measure | Evergreen Federal Bank | Oregon Coast Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 52 |
| Capital cushion | 82 (stronger) | 54 |
| Loan quality | 79 (stronger) | 12 |
| Earnings | 52 | 65 (stronger) |
| Funding & liquidity | 70 | 85 (stronger) |
| Problem-loan coverage | 93 (stronger) | 68 |
| Peer percentile | 61st | 8th |
| Total assets | $621.6M | $446.3M |
| Deposits / shares | $536.6M | $404.0M |
| Capital ratio | 13.24% (stronger) | 10.43% |
| Problem loans | 0.63% (stronger) | 2.65% |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 0.81% | 1.12% (stronger) |
| Loans ÷ deposits | 90.4% | 65.2% (stronger) |
| Uninsured deposits | 14.4% (stronger) | 24.5% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
Evergreen Federal Bank has the higher TellerScore (75 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Evergreen Federal Bank leads on 4 and Oregon Coast Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.