Oregon Coast Bank is a state-chartered bank headquartered in Newport, Oregon, in business for about 24 years. At the end of Q2 2026 it reported $446.3M in total assets and $404.0M in deposits, with 7 offices.
Oregon Coast Bank has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 8% of its 2,650 banks with $100 million – $1 billion. Among 13 banks headquartered in Oregon, it ranks 12th. Funding & liquidity contributes the most (85/100, 65% loans-to-deposits, 25% uninsured); loan quality contributes the least (12/100, 2.65%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (53 → 52).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 58 |
| Q4 2024 | 54 |
| Q1 2025 | 44 |
| Q2 2025 | 53 |
| Q3 2025 | 60 |
| Q4 2025 | 53 |
| Q1 2026 | 58 |
| Q2 2026 | 52 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.41% |
| Q3 2024 | 9.21% |
| Q4 2024 | 9.22% |
| Q1 2025 | 9.17% |
| Q2 2025 | 9.59% |
| Q3 2025 | 9.68% |
| Q4 2025 | 10.07% |
| Q1 2026 | 10.44% |
| Q2 2026 | 10.43% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 1.08% |
| Q4 2024 | 1.40% |
| Q1 2025 | 2.19% |
| Q2 2025 | 1.70% |
| Q3 2025 | 1.29% |
| Q4 2025 | 2.14% |
| Q1 2026 | 2.00% |
| Q2 2026 | 2.65% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.47% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.31% |
| Q2 2025 | 0.64% |
| Q3 2025 | 0.83% |
| Q4 2025 | 0.88% |
| Q1 2026 | 1.10% |
| Q2 2026 | 1.12% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 52 | $446.3M | 10.43% | 2.65% | 1.12% | 65.2% |
| Q1 2026 | 58 | $447.3M | 10.44% | 2.00% | 1.10% | 65.6% |
| Q4 2025 | 53 | $449.6M | 10.07% | 2.14% | 0.88% | 66.5% |
| Q3 2025 | 60 | $448.0M | 9.68% | 1.29% | 0.83% | 70.6% |
| Q2 2025 | 53 | $457.5M | 9.59% | 1.70% | 0.64% | 70.8% |
| Q1 2025 | 44 | $468.7M | 9.17% | 2.19% | 0.31% | 69.1% |
| Q4 2024 | 54 | $462.5M | 9.22% | 1.40% | 0.51% | 69.1% |
| Q3 2024 | 58 | $460.7M | 9.21% | 1.08% | 0.50% | 66.5% |
| Q2 2024 | 60 | $438.1M | 9.41% | 0.81% | 0.47% | 67.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oregon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Willamette Valley BankBank Salem, OR | 81 out of 100, Strong | $465.4M | 17.0% | 0.22% | vs |
| Evergreen Federal BankBank Grants Pass, OR | 75 out of 100, Strong | $621.6M | 13.2% | 0.63% | vs |
| Clackamas County BankBank Sandy, OR | 84 out of 100, Strong | $266.4M | 12.8% | 0.00% | vs |
| First Federal Savings and Loan Association of McMinnvilleBank Mcminnville, OR | 76 out of 100, Strong | $678.7M | 11.9% | 0.04% | vs |
| Pioneer Trust Bank, National AssociationBank Salem, OR | 81 out of 100, Strong | $712.5M | 15.3% | 1.32% | vs |
| People's Bank of CommerceBank Medford, OR | 78 out of 100, Strong | $776.7M | 15.3% | 0.90% | vs |
Deposit insurance
Is my money safe at Oregon Coast Bank?
Yes. Oregon Coast Bank is an FDIC-insured institution (FDIC certificate #57373). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.5% of deposits ($99.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.43%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
7 locations
Branches
Oregon Coast Bank lists 7 offices in 7 cities. Most locations:
- Coos Bay, OR (1)
- Lincoln City, OR (1)
- Newport, OR (1)
- Pacific City, OR (1)
- Tillamook, OR (1)
- Toledo, OR (1)
- Waldport, OR (1)
Identity & history
Profile
- Legal name
- Oregon Coast Bank
- Type
- State-chartered bank
- FDIC certificate #
- 57373
- RSSD ID
- 3125557
- Primary regulator
- FDIC
- Holding company
- Oregon Coast Bancshares Inc
- Established
- July 8, 2002
- Headquarters
- 909 Se Bay Blvd, Newport, OR 97365
- Website
- oregoncoast.bank
- Employees
- 70
Quick answers
Oregon Coast Bank: common questions
Is Oregon Coast Bank FDIC insured?
Yes. Oregon Coast Bank is an FDIC-insured institution (FDIC certificate #57373). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Oregon Coast Bank's TellerScore?
52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Oregon Coast Bank ever failed?
There is no failure record for FDIC certificate #57373 in the FDIC failed bank list.
How many branches does Oregon Coast Bank have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Newport
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Central Willamette Credit UnionCredit union Albany, OR | 77 out of 100, Strong | $617.6M | 14.4% | 1.02% | vs |
| Oregon State Credit UnionCredit union Corvallis, OR | 76 out of 100, Strong | $2.8B | 11.8% | 0.58% | vs |
| Fibre Federal Credit UnionCredit union Longview, WA | 75 out of 100, Strong | $1.8B | 13.7% | 0.96% | vs |
| 1st Security Bank of WashingtonBank Mountlake Terrace, WA | 67 out of 100, Moderate | $3.2B | 11.4% | 0.58% | vs |
| Columbia BankBank Roseburg, OR | 64 out of 100, Moderate | $65.4B | 9.7% | 0.57% | vs |
| First Interstate BankBank Billings, MT | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% | vs |