Side-by-side · Q2 2026 data
Evergreen National Bank vs Affidian Federal Credit Union
Metric by metric
| Measure | Evergreen National Bank | Affidian Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 85 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 97 (stronger) | 72 |
| Earnings | 64 | 78 (stronger) |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 86th | 87th |
| Total assets | $139.9M | $360.1M |
| Deposits / shares | $122.0M | $290.1M |
| Capital ratio | 13.54% | 18.85% (stronger) |
| Problem loans | 0.09% (stronger) | 0.85% |
| Net charge-offs | 0.01% (stronger) | 0.18% |
| Return on assets | 1.09% | 1.45% (stronger) |
| Loans ÷ deposits | 81.1% (stronger) | 82.3% |
| Uninsured deposits | 18.5% | 12.8% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
Affidian Federal Credit Union has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Evergreen National Bank leads on 3 and Affidian Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.