Side-by-side · Q2 2026 data
Evergreen National Bank vs Beal Bank USA
Metric by metric
| Measure | Evergreen National Bank | Beal Bank USA |
|---|---|---|
| TellerScore | 84 (stronger) | 80 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 97 (stronger) | 74 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 15 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 86th | 96th |
| Total assets | $139.9M | $11.0B |
| Deposits / shares | $122.0M | $1.7B |
| Capital ratio | 13.54% | 21.89% (stronger) |
| Problem loans | 0.09% (stronger) | 0.78% |
| Net charge-offs | 0.01% | -4.75% (stronger) |
| Return on assets | 1.09% | 8.19% (stronger) |
| Loans ÷ deposits | 81.1% (stronger) | 235.7% |
| Uninsured deposits | 18.5% (stronger) | 46.6% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
Evergreen National Bank has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Evergreen National Bank leads on 4 and Beal Bank USA on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.