Beal Bank USA (FDIC certificate #57833) is based in Las Vegas, Nevada. Its Q2 2026 call report shows $11.0B in total assets and $1.7B in deposits and 10 offices across 9 states.
Based on its Q2 2026 filing, Beal Bank USA scores 80/100, which we describe as strong. That is higher than 96% of 132 banks with $10 billion – $100 billion. Among 14 banks headquartered in Nevada, it ranks 6th. Its strongest component is capital cushion (100/100; 21.89%), and its lowest is funding & liquidity (15/100; 236% loans-to-deposits, 47% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 30 points (50 → 80), mostly because the loan quality component improved by 74 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 69 |
| Q4 2024 | 69 |
| Q1 2025 | 50 |
| Q2 2025 | 50 |
| Q3 2025 | 55 |
| Q4 2025 | 50 |
| Q1 2026 | 69 |
| Q2 2026 | 80 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 21.82% |
| Q3 2024 | 19.84% |
| Q4 2024 | 19.61% |
| Q1 2025 | 18.77% |
| Q2 2025 | 18.61% |
| Q3 2025 | 18.65% |
| Q4 2025 | 19.27% |
| Q1 2026 | 22.00% |
| Q2 2026 | 21.89% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 15.56% |
| Q3 2024 | 13.76% |
| Q4 2024 | 13.25% |
| Q1 2025 | 10.79% |
| Q2 2025 | 10.96% |
| Q3 2025 | 2.62% |
| Q4 2025 | 2.76% |
| Q1 2026 | 2.60% |
| Q2 2026 | 0.78% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 10.46% |
| Q3 2024 | 5.31% |
| Q4 2024 | 5.60% |
| Q1 2025 | -0.31% |
| Q2 2025 | 0.19% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.63% |
| Q1 2026 | 2.55% |
| Q2 2026 | 8.19% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $11.0B | 21.89% | 0.78% | 8.19% | 235.7% |
| Q1 2026 | 69 | $13.0B | 22.00% | 2.60% | 2.55% | 112.3% |
| Q4 2025 | 50 | $14.5B | 19.27% | 2.76% | 0.63% | 110.6% |
| Q3 2025 | 55 | $16.4B | 18.65% | 2.62% | 0.26% | 69.0% |
| Q2 2025 | 50 | $17.0B | 18.61% | 10.96% | 0.19% | 61.0% |
| Q1 2025 | 50 | $16.3B | 18.77% | 10.79% | -0.31% | 40.4% |
| Q4 2024 | 69 | $16.2B | 19.61% | 13.25% | 5.60% | 33.2% |
| Q3 2024 | 69 | $17.5B | 19.84% | 13.76% | 5.31% | 31.1% |
| Q2 2024 | 69 | $17.5B | 21.82% | 15.56% | 10.46% | 26.8% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nevada
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Toyota Financial Savings BankBank Henderson, NV | 73 out of 100, Strong | $16.8B | 11.1% | 0.20% | vs |
Deposit insurance
Is my money safe at Beal Bank USA?
Yes. Beal Bank USA is an FDIC-insured institution (FDIC certificate #57833). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 46.6% of deposits ($768.4M) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 21.89%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 52.89% (benchmark: 10%).
10 locations
Branches
Beal Bank USA lists 10 offices in 10 cities across 9 states. Most locations:
- Atlanta, GA (1)
- Bellevue, WA (1)
- Boca Raton, FL (1)
- Denver, CO (1)
- King Of Prussia, PA (1)
- Las Vegas, NV (1)
- Sacramento, CA (1)
- Scottsdale, AZ (1)
- Tampa, FL (1)
- Wilmette, IL (1)
Identity & history
Profile
- Legal name
- Beal Bank USA
- Former names
- Beal Savings Bank; Beal Bank Nevada
- Type
- State-chartered bank
- FDIC certificate #
- 57833
- RSSD ID
- 3284397
- Primary regulator
- FDIC
- Established
- August 2, 2004
- Headquarters
- 1970 Village Center Cir, Las Vegas, NV 89134
- Website
- www.bealbankusa.com
- Employees
- 203
Quick answers
Beal Bank USA: common questions
Is Beal Bank USA FDIC insured?
Yes. Beal Bank USA is an FDIC-insured institution (FDIC certificate #57833). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Beal Bank USA's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Beal Bank USA ever failed?
There is no failure record for FDIC certificate #57833 in the FDIC failed bank list.
How many branches does Beal Bank USA have?
10 offices as of the latest FDIC data, in 9 states.
Nearby
Highest-scoring banks and credit unions with branches near Las Vegas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| One Nevada Credit UnionCredit union Las Vegas, NV | 93 out of 100, Very strong | $1.5B | 16.7% | 0.31% | vs |
| Town & Country BankBank Las Vegas, NV | 87 out of 100, Very strong | $206.9M | 14.9% | 0.00% | vs |
| American First National BankBank Houston, TX | 87 out of 100, Very strong | $2.9B | 14.4% | 0.42% | vs |
| First Security Bank of NevadaBank Las Vegas, NV | 84 out of 100, Strong | $297.7M | 26.3% | 0.70% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | vs |