Side-by-side · Q2 2026 data
Evergreen Park Schools Federal Credit Union vs First Northern Credit Union
Credit union
Evergreen Park Schools Federal Credit Union
Evergreen Park, Illinois · Under $100 million in assets
Metric by metric
| Measure | Evergreen Park Schools Federal Credit Union | First Northern Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 100th | 74th |
| Total assets | $10.0M | $333.2M |
| Deposits / shares | $8.1M | $288.2M |
| Capital ratio | 19.44% (stronger) | 11.31% |
| Problem loans | 0.00% (stronger) | 0.71% |
| Net charge-offs | 0.23% | 0.18% (stronger) |
| Return on assets | 2.07% (stronger) | 1.93% |
| Loans ÷ deposits | 49.7% (stronger) | 80.9% |
| Uninsured deposits | 4.2% | 4.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.9% |
Evergreen Park Schools Federal Credit Union has the higher TellerScore (100 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Evergreen Park Schools Federal Credit Union leads on 5 and First Northern Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.