The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 12 points (66 → 78), mostly because the earnings component improved by 51 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Illinois

Yes. First Northern Credit Union is a federally insured credit union (NCUA charter #66359). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.0% of shares and deposits ($11.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.31%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

First Northern Credit Union lists 4 offices in 3 cities. Most locations:

• Chicago, IL (2)
• Evanston, IL (1)
• Rockford, IL (1)

All branch addresses and map

In 2025, First Northern Credit Union reported 518 home-loan applications under HMDA (LEI 549300LI5KT42YX5L588): 395 originated ($64,565,000 total), 56 denied, and 48 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First Northern Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

66359

RSSD ID

874890

Primary regulator

State + NCUA

Established

1944

Headquarters

230 W Monroe St, Suite 2850, Chicago, IL 60606

Employees

71