Side-by-side · Q2 2026 data
Evergreen Park Schools Federal Credit Union vs Vicinity Credit Union
Credit union
Evergreen Park Schools Federal Credit Union
Evergreen Park, Illinois · Under $100 million in assets
Metric by metric
| Measure | Evergreen Park Schools Federal Credit Union | Vicinity Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 32 |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 100 (stronger) | 9 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 100th | 9th |
| Total assets | $10.0M | $203.9M |
| Deposits / shares | $8.1M | $192.7M |
| Capital ratio | 19.44% (stronger) | 8.19% |
| Problem loans | 0.00% (stronger) | 0.92% |
| Net charge-offs | 0.23% (stronger) | 0.62% |
| Return on assets | 2.07% (stronger) | -0.28% |
| Loans ÷ deposits | 49.7% | 45.0% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 5.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Evergreen Park Schools Federal Credit Union has the higher TellerScore (100 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Evergreen Park Schools Federal Credit Union leads on 6 and Vicinity Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.