Side-by-side · Q2 2026 data
EverTrust Bank vs First General Bank
Metric by metric
| Measure | EverTrust Bank | First General Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 100 | 100 |
| Loan quality | 73 (stronger) | 39 |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 15 (stronger) | 14 |
| Problem-loan coverage | 95 (stronger) | 87 |
| Peer percentile | 66th | 63rd |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $848.6M | $837.8M |
| Capital ratio | 21.71% | 26.29% (stronger) |
| Problem loans | 0.80% (stronger) | 1.83% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.01% | 2.31% (stronger) |
| Loans ÷ deposits | 95.2% (stronger) | 111.1% |
| Uninsured deposits | 59.8% | 47.6% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
EverTrust Bank has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), EverTrust Bank leads on 3 and First General Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.