First General Bank (FDIC certificate #58060) is based in Rowland Heights, California. Its Q2 2026 call report shows $1.2B in total assets and $837.8M in deposits and 5 offices.
First General Bank has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than 63% of its 897 banks with $1 billion – $10 billion. Among 116 banks headquartered in California, it ranks 50th. Capital cushion contributes the most (100/100, 26.29%); funding & liquidity contributes the least (14/100, 111% loans-to-deposits, 48% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (78 → 71), mostly because the loan quality component weakened by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 80 |
| Q4 2024 | 78 |
| Q1 2025 | 79 |
| Q2 2025 | 78 |
| Q3 2025 | 79 |
| Q4 2025 | 69 |
| Q1 2026 | 69 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 23.34% |
| Q3 2024 | 23.96% |
| Q4 2024 | 23.90% |
| Q1 2025 | 24.65% |
| Q2 2025 | 25.13% |
| Q3 2025 | 25.61% |
| Q4 2025 | 25.85% |
| Q1 2026 | 26.44% |
| Q2 2026 | 26.29% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.04% |
| Q3 2024 | 1.11% |
| Q4 2024 | 1.25% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.05% |
| Q3 2025 | 0.97% |
| Q4 2025 | 2.03% |
| Q1 2026 | 2.00% |
| Q2 2026 | 1.83% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.30% |
| Q3 2024 | 3.32% |
| Q4 2024 | 3.13% |
| Q1 2025 | 2.51% |
| Q2 2025 | 2.65% |
| Q3 2025 | 2.69% |
| Q4 2025 | 2.56% |
| Q1 2026 | 2.26% |
| Q2 2026 | 2.31% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $1.2B | 26.29% | 1.83% | 2.31% | 111.1% |
| Q1 2026 | 69 | $1.1B | 26.44% | 2.00% | 2.26% | 113.0% |
| Q4 2025 | 69 | $1.1B | 25.85% | 2.03% | 2.56% | 112.7% |
| Q3 2025 | 79 | $1.1B | 25.61% | 0.97% | 2.69% | 109.3% |
| Q2 2025 | 78 | $1.1B | 25.13% | 1.05% | 2.65% | 111.3% |
| Q1 2025 | 79 | $1.1B | 24.65% | 1.08% | 2.51% | 105.3% |
| Q4 2024 | 78 | $1.2B | 23.90% | 1.25% | 3.13% | 98.8% |
| Q3 2024 | 80 | $1.1B | 23.96% | 1.11% | 3.32% | 97.8% |
| Q2 2024 | 81 | $1.1B | 23.34% | 1.04% | 3.30% | 99.7% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Commerce West BankBank Irvine, CA | 61 out of 100, Moderate | $1.2B | 11.1% | 1.23% | vs |
| Pacific Coast Bankers' BankBank Walnut Creek, CA | 63 out of 100, Moderate | $1.2B | 11.3% | 0.52% | vs |
| Provident Savings Bank, F.S.B.Bank Riverside, CA | 66 out of 100, Moderate | $1.2B | 10.3% | 0.05% | vs |
| Bank of the OrientBank San Francisco, CA | 54 out of 100, Below average | $1.2B | 11.7% | 2.16% | vs |
| EverTrust BankBank City Of Industry, CA | 72 out of 100, Strong | $1.1B | 21.7% | 0.80% | vs |
| Savings Bank of Mendocino CountyBank Ukiah, CA | 86 out of 100, Very strong | $1.3B | 17.9% | 0.36% | vs |
Deposit insurance
Is my money safe at First General Bank?
Yes. First General Bank is an FDIC-insured institution (FDIC certificate #58060). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.6% of deposits ($398.9M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 26.29%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
First General Bank lists 5 offices in 5 cities. Most locations:
- Arcadia, CA (1)
- Artesia, CA (1)
- Irvine, CA (1)
- Rowland Heights, CA (1)
- San Gabriel, CA (1)
Identity & history
Profile
- Legal name
- First General Bank
- Type
- State-chartered bank
- FDIC certificate #
- 58060
- RSSD ID
- 3386264
- Primary regulator
- FDIC
- Established
- October 13, 2005
- Headquarters
- 19036 Colima Rd, Rowland Heights, CA 91748
- Website
- www.firstgeneralbank.com
- Employees
- 69
Quick answers
First General Bank: common questions
Is First General Bank FDIC insured?
Yes. First General Bank is an FDIC-insured institution (FDIC certificate #58060). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First General Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First General Bank ever failed?
There is no failure record for FDIC certificate #58060 in the FDIC failed bank list.
How many branches does First General Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Rowland Heights
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Long Beach Firemen S Credit UnionCredit union Long Beach, CA | 91 out of 100, Very strong | $201.5M | 29.4% | 0.02% | vs |
| Santa Ana Federal Credit UnionCredit union Santa Ana, CA | 90 out of 100, Very strong | $111.6M | 13.5% | 0.06% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| California International Bank, N.A.Bank Westminster, CA | 89 out of 100, Very strong | $120.9M | 13.5% | 0.00% | vs |