Side-by-side · Q2 2026 data
Everwise Credit Union vs Centra Credit Union
Metric by metric
| Measure | Everwise Credit Union | Centra Credit Union |
|---|---|---|
| TellerScore | 56 | 73 (stronger) |
| Capital cushion | 41 | 73 (stronger) |
| Loan quality | 70 (stronger) | 68 |
| Earnings | 50 | 68 (stronger) |
| Funding & liquidity | 55 | 76 (stronger) |
| Problem-loan coverage | 82 | 88 (stronger) |
| Peer percentile | 15th | 70th |
| Total assets | $5.8B | $2.4B |
| Deposits / shares | $5.1B | $2.1B |
| Capital ratio | 9.11% | 12.34% (stronger) |
| Problem loans | 0.91% (stronger) | 0.96% |
| Net charge-offs | 0.61% (stronger) | 0.81% |
| Return on assets | 0.74% | 1.21% (stronger) |
| Loans ÷ deposits | 90.0% | 84.5% (stronger) |
| Uninsured deposits | 29.0% | 13.0% (stronger) |
| Offices | 32 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.2% | 9.4% |
Centra Credit Union has the higher TellerScore (73 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Everwise Credit Union leads on 2 and Centra Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.