Side-by-side · Q2 2026 data
Everyone'S Federal Credit Union vs Financial Security Credit Union
Credit union
Everyone'S Federal Credit Union
Tucumcari, New Mexico · Under $100 million in assets
Credit union
Financial Security Credit Union
Carlsbad, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Everyone'S Federal Credit Union | Financial Security Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 81 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 47 | 58 (stronger) |
| Funding & liquidity | 90 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 80th | 68th |
| Total assets | $46.5M | $63.6M |
| Deposits / shares | $38.7M | $52.8M |
| Capital ratio | 14.17% | 16.62% (stronger) |
| Problem loans | 0.00% (stronger) | 0.69% |
| Net charge-offs | 0.60% | -0.01% (stronger) |
| Return on assets | 0.67% | 0.96% (stronger) |
| Loans ÷ deposits | 70.5% (stronger) | 88.9% |
| Uninsured deposits | 3.9% (stronger) | 6.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Everyone'S Federal Credit Union has the higher TellerScore (86 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Everyone'S Federal Credit Union leads on 4 and Financial Security Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.