Side-by-side · Q2 2026 data
Everyone'S Federal Credit Union vs Quay Schools Federal Credit Union
Credit union
Everyone'S Federal Credit Union
Tucumcari, New Mexico · Under $100 million in assets
Credit union
Quay Schools Federal Credit Union
Tucumcari, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Everyone'S Federal Credit Union | Quay Schools Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 83 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 47 (stronger) | 37 |
| Funding & liquidity | 90 (stronger) | 73 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 72nd |
| Total assets | $46.5M | $8.6M |
| Deposits / shares | $38.7M | $6.9M |
| Capital ratio | 14.17% | 19.40% (stronger) |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | 0.60% | 0.02% (stronger) |
| Return on assets | 0.67% (stronger) | 0.42% |
| Loans ÷ deposits | 70.5% (stronger) | 87.2% |
| Uninsured deposits | 3.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Everyone'S Federal Credit Union has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Everyone'S Federal Credit Union leads on 4 and Quay Schools Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.